I just wanted to write a quick update about the insurance issue a few post back. I recently spoke with a lawyer friend about the liability issue, and should I get separate insurance. His first comment was that my liability for dispatching is low risk for getting sued. As I am not a broker, my risk is lower, as is my responsibility toward/about the freight. I just dispatch. The truck company has a greater risk, as does the driver. So, being added as additionally insured with my client should help protect me and my company assets.
So for you new dispatch businesses out there, make sure you add this stipulation in your contract that you present to your prospective clients, that your company be named as additionally insured with their insurance company.
Dispatchers, protect your assets, be added as additionally insured.